Wealth
Every question on the site tagged Wealth, each answered from a timestamped source rather than a summary written from memory.
Other sadhanas
Notes from our sources
Daridrya Dahan Shiv Stotra with black raisins for wealth and debt
For money trouble and debt that will not clear, the speaker gives the daridra-dahana-stotram with a small vidhi for this period: keep krishna draksha (black raisins); each day rub kesar with a little Gangajal and mix twelve raisins into it; recite the stotra holding one raisin and offer it on the Shivling, twelve times over. If twelve bel-patra are to hand, place each raisin on a bel-patra as you offer — even greater benefit. It gives dhan-sampada and release from debt. Do it with surrender, not as a totka or an "upay": done in that bhaav it will not bear fruit. The vidhi is written, with tantrokta pramana — madhu is in the text too, but he leaves it out to keep the vidhi simple.
Shiv Tandava Stotra at godhuli bela for wealth, and the misconception about reciting it at home
If you have little time and want to take up one thing, especially for wealth, the speaker says: recite the Shiv Tandava Stotra at Godhuli Bela, the evening time of sandhya vandan. The bhram that it should not be recited at home — "where do people get such ideas, Bhagwan knows" — is to be dropped: the stotra itself says at the end that whoever recites it after evening pujan has Lakshmi stay steady in his house, with chariot, elephant and all dhan-sampada. Begin in Shiv Navratri and continue for life; done at the right time, the effect shows soon.
Baglamukhi akarshana for a shop with no customers: godhuli bela and the turmeric-coconut kriya
For a business where customers are not coming, the speaker says the same 108-name Ashtottara Shatanama Stotra of Bhagavati from the Rudrayamala Tantra is used, but the Akarshana Sankalpa is taken in the evening, in Godhuli Bela. This sankalpa is not completed by recitation alone: haridra (turmeric) water is to be charged with mantra, and a coconut gaddi is charged and wrapped all round in black or raw turmeric, charged in the evening, and placed at different spots in the shop so customers are drawn. Customers who come should be given tea or water while taking Bhagavati Pitambara's name. He says the full vidhan of the wrapping is a separate matter he will explain some other time, and that no wrong prayoga is to be used for akarshana.
Daridra Dahan Shiv Stotra anushthan: purpose, starting day and times of recitation
The speaker says that when daridrata takes hold of a house, the family goes wanting not only for food, wealth and clothing but even for its smallest wishes, and the head of the house cannot meet daily needs; for burning this poverty he prescribes the sadhana and anushthan of Sadashiv's Daridra Dahan Shiv Stotra. It can be begun on any month's masik Shivratri or on a Pradosh, and it is best of all if Mahashivratri is available. The stotra does not need to be made siddh first — it only has to be recited continuously — though a certain vidhan done alongside makes it show effect sooner. It is recited mainly at two times: in the morning before 8 o'clock, or in the evening in godhuli bela, around pradosh kaal.
Month-long nag kesar vidhan of the Daridra Dahan Shiv Stotra anushthan
The speaker's daily vidhan: finish the household's regular puja, take a sankalp to Sadashiv that the daridrata in one's home end and dhan-dhanya grow — adding rog and dukh too, since disease is itself a kind of poverty — then sit on one's asan holding one fistful of nag kesar and recite the Daridra Dahan Stotra at least 8 times, best 16, and tie the nag kesar in a yellow cloth or pouch. Then take a lota of water with a little mishri (milk too if possible), two ghee lamps, flowers and bilva patra, touch the lota to the chaukhat of the house one lives in — even a rented one — and go to a Shiva temple: light both lamps, do abhishek and shringar, pour water over Ganpati, Gauri, Nandi and Skanda (durva for Ganpati, bilva patra and flowers for the rest, a shami leaf on the shivling if found), open the potli, restate the wish and offer all the nag kesar on the shivling. Pick up two or three grains, carry them home and keep them where money is stored; the same cloth is reused every day. This is continued daily from a Shivratri to the next month's masik Shivratri — a full month (Phalgun Mahashivratri to the Chaitra masik Shivratri, for example) — and on the closing day gau vansh are fed according to capacity, even ₹100 worth, best of all stray cattle.
Precaution: morning is best for the Daridra Dahan prayog, since many temples bar evening abhishek
The speaker says doing this work in the morning is best of all, because in the evening many temples do not allow abhishek. In that case one can still go, light the lamp and offer the nag kesar and bilva giri; if even water is not allowed, that too is no problem. Do the prayog for a month as convenient and make your request to Mahadev, he says: he will hear it soon, fulfil the wish and open the path to wealth, and the person and family will certainly be freed from daridrata.
Shakradi Stuti: the Saptashati hymn for wealth trouble
The second hymn the speaker names is the Shakradi Stuti, shlokas 1 to 27 of the fourth chapter of the Durga Saptashati, the praise of Bhagavati by Indra and the other gods. He says reciting these 27 shlokas makes Bhagavati remove even the biggest Lakshmi-related problem, because it belongs to the Madhyama charitra and was made by the wealthy gods for regaining their wealth after Mahishasura had seized it all — so through these shlokas Mahalakshmi shows special grace. He adds that each shloka also has an independent prayoga with the presence of all the Mahavidyas, but calls that a most secret subject he is revealing only gradually; for now, those without time should recite the 27 shlokas.
How can Kamakhya Kshetra help overcome poverty and hardship?
As a supreme, highly awakened Tantra Peetha, mantras that fail elsewhere attain Siddhi here; reciting wealth-bestowing hymns like Kamala Stotra, Dhanada Stotra, or Devi Suktam at Kamakhya, especially enclosed with the Lakshmi Bija mantra, amplifies financial relief.
Badvanal for a way out of crushing debt
The speaker says that when debt has grown far beyond need, the person cannot get out and no path can be seen, he should keep doing the Anushthana through Badvanal, taking the refuge of Shri Hanuman, and Hanuman will surely open a path. He warns not to give up effort (purushartha): whatever path begins to show, throw yourself into it. He says money will not appear in front of you, but a path will come by which you become free of the debt.
Regular archana of Anagha Lakshmi with her 101 names: for money trouble and on Krishna Paksha Ashtami
The speaker says that where a money problem is very severe, doing archana of Bhagwati Anagha Lakshmi with Kumkum through her 101 names, just once each morning for at least four months, brings her special grace quickly. Separately, he says those who regularly do Lord Dutt's seva-puja and keep vrats like the Anagha Lakshmi vrat are certain to receive her grace if they do archana with these mantras every month on Krishna Paksha Ashtami.
Silver Shri beej prayoga of Anagha Lakshmi for wealth
The speaker describes a vidhan he calls a great boon for Dattatreya sadhaks, though anyone may use it. Lakshmi's beej akshar Shri is made in silver; on Anagha Lakshmi Ashtami (the Ashtami after Dattatreya Jayanti in Margashirsha), or in a crisis on any Krishna Paksha Ashtami, it is placed on a plate, treated as Bhagwati's own form, worshipped with Kumkum through her names, shown Aarti, and kept where the household money is stored. From that Ashtami on, every day it is brought back to the puja place, worshipped again with kumkum 108 times or with 101 mantras, and returned to the money place, with red and yellow flowers always offered. Done this way, he says, her special grace is certain, especially for money problems.
It is a beginning-level thing for anyone who has done some anushthans, yet divine for both ends — the destruction of enemies, and the obtaining of dharma, artha and Lakshmi.
He says it is an entirely initial subject — for one who has entered yoga, entered the traditional matters in prayoga, and has done some anushthans, it is quite a beginning-level thing. But it is very divine for both purposes: for the destruction of enemies, and for obtaining dharma and artha, and for obtaining Lakshmi.
Why must Kuber be worshipped on Dhanteras?
Kuber ji Maharaj is a yaksha, the king of the yakshas and the friend of Bhagavan Shiva. The responsibility for the protective prosperity of whatever wealth comes into your house and whatever increase of wealth happens is his. He is the koshadhyaksha, so he will never let your treasury be empty, and the yakshas and the yaksharaj guard against any breach being made in it. Therefore his pujan should certainly be done on the day of Dhanteras.
What is the fourth adhyaya of the Saptashati (Shakradi Stuti) used for?
The fourth adhyaya is for the attainment of Lakshmi. The Shakradi Stuti has independent paath, stuti and havan; a pushtikarak havan is especially done with the stuti made by Indra and the devagana. It runs from the first shloka up to the 23rd shloka, the one above "Shulena pahi no devi" — this stuti in the fourth adhyaya is for the pleasure of Bhagavati and the attainment of Lakshmi, and however great the money-related trouble may be, its independent paath can be done for it.
What ahutis are used in a havan with the Shakradi Stuti?
With these very mantras, ahuti of kheer, ahuti of madhu, ahuti of paushtik-making materials, and krishna draksha — that is, black kishmish — its ahuti, dipping it in madhu and offering it. By this a full paushtik havan and pujan can be done, if daridrata of any kind is present in our house.
Which deity should be worshipped for success in share market trading?
Asked which god should be worshipped for success in trading in the share market, he says do the puja of Shiva ji; and today have the analysis of your own kundali done — the ninth bhava, the eleventh bhava and the fifth bhava, these three — and accordingly do some specific vidhis as well.
What should one do whose business has not run for twenty years?
Asked by a listener troubled for the last twenty years, whose business is not running, what to do, he says: first search out the shakti of your kula, see who she is, what she is; and if it is not known, talk with him and he will make an effort to help as far as his strength and understanding allow.
What do the saumya forms give when worshipped on this night?
The forms that are saumya, that are paushtik, that are givers of dhan and dhanya, whose very appearance makes one feel that this form is a bestower of peace — if japa of mantras connected with such forms is done tomorrow, the speaker says, they increase our pushti and tushti, bestow dhan-dhanya, remove destitution and make prosperity long-lasting. It is for this reason too that the night of Sharad Purnima becomes exceedingly distinctive in itself.
One or two hours of puja is said to carry Lakshmi's grace through the whole year, repeated at Diwali
This will be a one or two hour puja, the speaker says, but the grace of Bhagavati Lakshmi will go on being obtained by you for the whole year. He prescribes it for the greatest of debts, where no way out is being found. And if you perform this same prayoga again during the five-day Diwali festival, running from Dhanteras up to the Dwitiya tithi, then it is exceedingly excellent.
What is offered when the trouble is debt or money?
When there is debt, or a very great problem connected with money, people ask for something utterly solid so that Bhagavati may bestow grace at once, the speaker says. There are two solid things: first, a time that is exceedingly divine and dedicated to this very form of Bhagavati; and second, this vidhan, which is exceedingly dear to the Mother. And if something more special is wanted, then make kheer of cow's milk mixed with kaju, kishmish and mewa and offer it to the Mother.
Why does everyone need Shri?
Do this pujan in this manner, the speaker says, because everyone needs Lakshmi ji; Shri is wanted in everybody's life. If Shri will not be obtained by you and by us, then how will pujan and yajna be able to happen without her? All the works of life are to be accomplished by her alone. So take advantage of tomorrow's time in this manner.
What is done with the ash after the havan?
After the havan, when the purnahuti and the rest have taken place, the ash of the havan that remains — after the fire has cooled — should certainly be collected in some small kalash of yours, the speaker says, and kept at that place, wherever it is that you keep your money and the like. It will be exceedingly excellent. In this manner, he says, you should take the benefit of Sharad Purnima.
Can a housewife do the Vishnu and Lalita Sahasranama daily for money trouble?
A housewife with a twenty-one-year-old son and a money problem asks whether she may do the Vishnu Sahasranama, Lalita Sahasranama and Kanakdhara Stotra daily. In both the Vishnu Sahasranama and the Lalita Sahasranama, the speaker answers, the subject of Shankaracharya Maharaj ji comes up several times, and he says that it is best if only an initiated person does it. You can certainly do the Satnamavali and the Sahasranamavali, and according to me that will give you more effect; and if archan or stuti by each single name can be done, it is extremely excellent.
What does each rudrabhishek substance yield?
By rudrabhishek with water, rain; by abhishek with kushodak, the pacification of vyadhi; from curd, the obtaining of cattle; from sugarcane juice, the obtaining of shreya; on performing abhishek with honey and ghee, the obtaining of wealth; from tirtha water, the obtaining of moksha; and from kheer, the obtaining of a son.
With the dhuna running and the house in protection, the sankalpa for artha is taken — so that no utpaat breaks out the moment the anushthan begins.
The dhuna will keep being given, things will keep becoming prachand, the house and family will remain in protection — and then, he says, do there the sadhana of Lakshmi ji, or of Bhagwan Bhairav ji, or of any other devi-devata, panchakshari or any other, with the aim of obtaining artha, taking a sankalpa with the desire for the attainment of artha. Then whatever calamity or obstacle comes will keep being destroyed, and it will not give an effect such that as soon as you did the anushthan an utpaat broke out. Bring a protective disposition, he says.
The Sharad Purnima anushthan turns on two forms: Bhagavati Ashtalakshmi and Bhagwan Swarnakarshan Bhairav.
The anushthan that is to take place through Grihastha Tantra on the day of Sharad Purnima, he says, has the anushthan of two forms predominantly: of Ashtalakshmi, Bhagavati Ashtalakshmi — which took place last year too — and of Bhagwan Swarnakarshan Bhairav.
Wealth is not money alone: health is wealth and buddhi is wealth, and she shows kripa in those as well.
Wealth is not called money only, he says — you know this. Our health too is our wealth; our buddhi too is our wealth. Someone may have a son who does not have buddhi, and the poor man is in difficulty. So when you make the prayoga, the vidhan, of Mahalakshmi, that too is your wealth, and she shows kripa in that as well. It is not that she gives you money only. Therefore understand the importance of that night.
Those who have done the 64 Yogini and the Durga Ekakshari especially should not skip it — a prayoga of one night, and this year falling on a Monday.
Those especially who have done the 64 Yogini and the Durga Ekakshari and all these, he says, should certainly do it — it is a prayoga of one night only. Because the tattva you need, life needs, everyone needs: wealth is needed by everyone, there is no one who does not need it. And wealth is not only this: buddhi too is wealth, intelligence too is our wealth, pragya is wealth. Take a sankalpa of that thing and do the paath or havan on that night, because it is a special night; and it is on a Monday.
Why should Shri-tattva items not be used in a nikari vidhi?
He says that if for nikari we use things endowed with the Shri tattva, a disorder sometimes arises: suppose there is in the house some tattva-endowed shakti who is a giver of Shri rather than raksha-pradhan — then her effect too becomes less. In such a state, after the bandhan is done, Lakshmi will begin to decrease and there will be a loss of Shri. For this reason, such things should never be used in a nikari vidhi just so.
What mantras do people reach for when they want wealth quickly?
For example, if wealth is wanted as soon as possible, then mantras of the Swarnakarshan Bhairav or Akash Bhairav type — prakat ho swarna dehi dehi swarna pradane praday — and mantras of the Mahalakshmi Asuri Lakshmi dhanam dehi dehi type. And if people go to Bhagavati Baglamukhi, then the direct use of the Mandar vidya in her, by which they become so attracted that they want to do those very mantras.
The satnam gives complete protection, the removal of want of wealth and grain in the house, and relief from rin dosha
From this, many many kinds of benefit are obtained to you. For the sake of protection you will obtain complete protection. If there is any kind of want, if there is a want of wealth and grain in the house, its obtaining, and for rin dosha too — that will be obtained.
Swarnakarshan Padalik Bhairav is taken up, with Kalratri and Mahakalika separately
The anushthan connected with Bhagavan Swarnakarshan Padalik Bhairav, who are the chief Bhairav — chosen because the problem connected with dhan is everyone's, everyone has need of wealth and the rest, and dharma can happen only from dhan. He quotes: tum bin yajna na hoe vastra na koi pata. But it is not only that: two chief acharyas will perform separate anushthans — the whole mandal pujan utsav of Swarnakarshan Bhairav by one acharya, and the pujan of Bhagavati Kalratri and Mahakalika separately.
Japa may begin from the evening of the 10th, on the night of Dhanteras, within the buying muhurat
Asked from when to start sadhana and mantra japa this Diwali, he says you can begin japa and the rest from the evening of the 10th, from the night of Dhanteras. On Friday the time from 12:30, or from 12:35, up to 1:15 in the afternoon has been given by those learned in muhurat shastra as the madhyanha vyapini time, the most excellent time of Dhanteras for making purchases, and the hora of Shukra will also be running then.
What is the Shri Sukta prayoga for destroying daridrata?
If you wear the yajnopavit, then certainly do the Shri Sukta — there is no easier means of the attainment of wealth than that, he says. It is said that if sixteen recitations each of the Shri Sukta and the Purush Sukta are done daily, continuously for sixteen days, and especially in the month of Kartik, then the daridrata of birth after birth is finished. And if the samputit path of the Shri Sukta is done — samputit with the Daridra Dahan mantra, which is the mantra of the Durga Saptashati — sixteen recitations for sixteen days, then the daridrata of hundreds upon hundreds of births is removed. But you must be entitled.
Kali Panchban or Kali Raksha sadhana — which should be done?
Do the Panchban, he says — Kali Chaudas, Diwali. He remarks that all these sadhanas are on the channel and people simply do not look; the solution to every problem has been told entirely clearly and in expanded form. Do the Kali Panchban: those who have to use it for a job and the like, or for wealth and the like, and who hold Kali ji as their ishta, should not do a separate sadhana for Lakshmi ji but should use the Kali Panchban itself.
Is it right to take a bank loan on Dhanteras?
Aditya ji, if you are taking a loan from a bank, then this is not our income — this is our taking on a debt, he says. So taking on a debt on the day of Dhanteras would, in his view, not be fitting; because on this day we want the attainment of Lakshmi, something with stability, whereas we are taking a debt which has then to be repaid, and with interest too. What we take increases on the day of Dhanteras, so this is a debt, and the debt will increase. In his view you should not take it on the day of Dhanteras: either take it earlier, or take it after the five-day festival of Diwali — or, if there is some such issue that there is a possibility of cancellation later, then he will not say so.
Why a householder should take up the Annapurna sadhana
The speaker says it often happens that a family is earning money, yet the store of grain in the house never stays full: grain is brought in every month and the bhandar still falls short. Where anna, dhan and vastra are running short in Kali Yuga, he says the anushthan and sadhana of Bhagavati Parvati's Annapurna form should certainly be done in one's life. It should be done alongside the upasana of one's own Kuldevi so that grain and wealth never fall short in the kula and vansh; and if Annapurna is herself the kula devi, her sadhana is to be kept up continually. He calls her the one Mahashakti on earth who gives contentment along with the fulfilment of material desires, and says her sadhana is extremely necessary for a Grihastha.
Writing the twelve names of Ganpati daily when there is no money for puja
The speaker says that when distress, calamity and money trouble are very great and there is no money even for Dhoop, lamp, flowers and prasad, the best vidhan is to do only Ganpati's Japa and to write daily the root stotra of his twelve names — beginning with Vakratunda and running to the twelfth name. He says Ganpati then opens the paths of wealth very quickly and a path opens for release from debt and loans, but the phalashruti states six months of continuous practice; doing this daily is how one strengthens one's financial, bodily and mental state.
What should be done on Janmashtami night where wealth has departed?
Recite the Gopal Sahasranama that night. Its Phalashruti says that even a Lakshmi who has gone abroad returns — that a Lakshmi who has already left comes back. So recite it duly at the night hour, as far as capacity allows.
Dreams of buried wealth during heavy japa and why not to dig it out oneself
The speaker says that as the japa went on the sadhak began dreaming that gold coins lay buried in a Kalash on his ancestral land; such a Swapna is very common for sadhaks who take up a large anushthan or japa, through which information about underground wealth comes. Asked years earlier whether one should try to dig such a thing out, the speaker had answered no: taking it out can bring harm, do not do it yourself; if it is yours it will reach you, and then accept it after observing the vidhi and nishedh. Whether such extraction succeeds, he adds, depends on who its Adhikara-holder is. The sadhak left it alone even though the dream returned weekly, someone in it saying it is here and showing how much and how deep.
Case story: a land dispute settled by gold coins handed over at a siddha's samadhi
The speaker says the opponents were demanding the balance at today's land rate, about ₹50 lakh (₹5 lakh at the time), before withdrawing. While the japa continued at the sthan, the opponent's son phoned, met the sadhak and told him they were dropping the case; the registry and mutation were completed and the land became his, which he took as the fruit of his japa. Six months later the former owner revealed they had been paid by a wealthy distant mama of the sadhak, who, when the family went to thank him, flatly denied it and said he was not even there on those dates. Called back, the receiver said the man simply stayed at the temple and handed him, beside the siddha's samadhi where the sadhak did about 25,000 japa daily, gold coins worth somewhat more than ₹50 lakh, insisting the gold be carried away by the receiver himself; a goldsmith turned it into money within a week.
Reading the gold at the samadhi: the siddha, a kul shakti, and ancestral buried wealth
The speaker asks the listener to decode two clues. First, the sadhak noticed that from the year the payment happened until today no one had ever again told him in a dream to go and take the gold, though the dream had come constantly before. Second, the gold was received at the very sthan of the japa, so it was possibly the siddha at whose samadhi he japed, or possibly some Kul Shakti of his own; it was never known. But something gold-related certainly lay at that place and was taken out and given; it was not produced from nowhere. The sadhak had heard from his father and grandmother that their ancestors had wealth of that scale buried on their land, and the spot he dreamed of was their old house, demolished two generations back; so possibly, by the merit of his japa-tapa, his Pitr, or that siddha, or some leela of Shiva took out that very wealth and gave it. No further enquiry was made. The speaker leaves it to the listener's discretion whether to take it as fact or imagination, but says the sadhak's dedication, discipline and surrender are plainly visible in it.
Powers forgive a surrendered sadhak's offence, but bring no wealth from another loka
The speaker records the sadhak's own remark after the experience: when you do sadhana and become surrendered to the powers to that degree, then even if some offence has been committed by you, they forgive it too. They do work miracles, and for us it is a miracle; but it is not that such a shakti brings wealth from some other loka and gives it. There must have been some particular cause for producing it in your own life.
Material results are given too when they are due; the spiritual field is only what is being spoken of here.
He says he is speaking especially of the spiritual field rather than the material — the material is a separate subject. But if it is to be given in that category, it will certainly be given; it is not that they do not give there.
What happens if an anushthan is done entirely for material ends?
If the whole anushthan is being done for the sake of materiality — wealth and daan, abundant property, aishwarya, a vehicle, the comfort of a house — then when the time comes, and if you have performed your anushthans faithfully and with discipline, without any kind of vishwasghat, without devaghat, without any pramad towards the devatas, then what they give you will be such that if you put your hand even in soil it will turn to gold.
What happens to one who is given wealth but not that kaleja?
The more wealth comes to him, the more miserly he goes on becoming — spend less, save, let us make this one lakh, ten lakh, fifty lakh. She keeps giving, and he keeps becoming more miserly. That, he says, is maya; she binds him.
Why should a mala, yantra or asana be kept for a lifetime rather than dissolved?
Know it plainly from one thing, the speaker says: in Sanatan and in every tantra parampara it has always been said that one mala, one yantra, one asana should be used for a lifetime — that the older it is, the more it will grow. In their parampara every yantra is made to be dissolved. Even if you do Lakshmi sadhana, they will say do the visarjan after a fifteen-day sadhana. Brother, he says, this same tantra is running — the visarjan of everything; give whatever reason you like.
What is offered to Bhagavati during the four days of Ambubachi, and how is she unveiled?
She should be kept covered completely with red cloth and will remain in that same state; the bhog of madhu should certainly be offered to Bhagavati at that time, every morning and evening, the speaker says. Whatever seva-puja, sadhana, havan and the rest of the four days you wish to do, you may do; you may do the jagran of mantras and so on. On the last day, after the 26th — that is, on the 27th — you will again lift the cloth from Bhagavati's body and perform abhishek upon her properly with haldi water and scented dravyas and the rest. Then you will dress her in new cloth and put on the ornaments, and the cloth Bhagavati had worn for four days you should keep at the place where you keep your wealth, or wear it in a kavach, or tie it on the hand — you may put it to good use as you wish.
Do the weekdays give different fruits for the same worship?
Yes. Thursday for obstruction in marriage and money trouble — release from debt, gain of wealth and grain, and jaundice relieved by Shringar and Abhishek. Friday for afflictions relating to children and, for a man in particular, trouble in his marriage. Tuesday for the obstruction of an enemy.
Which sadhana destroys poverty in Shravan?
Asked which sadhana to do in Shravan for the destruction of poverty, he answers: do the purashcharan of the Panchakshari. Akhand Lakshmi is obtained. If Mahadev is pleased, he says, consider that Kuber ji became lord of wealth and finance minister of the devatas by his grace — what could be impossible from his pleasure?
How does spending on a fifty lakh car for status illustrate misused vivek, versus turning the same money into a crore?
You can take a fifty lakh car and, simply by standing it there, build standing in society, he says — but with that same fifty lakh you could also have made one crore or two crore by doing proper financial management. The car was not that necessary; but because your ambition is there, they carry you as far as that too.
Why does a person remain poor even after obtaining great wealth?
You will meet many such people, he says. He does not wish to name them, but several have been in his contact for a long time who say: brother, a forty lakh car stands in front of our house, but our condition is such that we cannot get its full maintenance done and put petrol in it and run it, and such an expensive car does not run in the hills either. So it just stands there. The cause: capacity was obtained, but the decision and the investment went to the wrong place. Ambition was such, and attainment was indeed happening — but at the time of attainment we should have stopped: first let us fulfil our basic needs, and then let this be obtained.
What does Shani in the eleventh bhava give?
Since the eleventh is the bhava of labh, he says, they will give labh there too, very well — whatever your ambition and desire may be, with the capacity of the mantra. Take the example of doing japa of the mantras of Bhagavan Shiva with Shani Deva present in the eleventh: then Shiva's mantras become so strengthening for you that whatever sankalp you make and whatever special anushthan or prayoga you perform, the effect will come to you very quickly.
What does the pujan of Shiva's five forms with their shaktis consist of?
In it the five forms of Bhagavan Shiva are seated along with their shaktis and worshipped — before the Brahmin who is the guru, whether guru ma or guru dev, he says. If you perform pujan in that manner, awaken the mantra and then do such a prayoga, then you will obtain a very good fruit. If there is debt, very great release from debt occurs; they bring you into labh and only then leave you. In this you are bound to come into labh.
What may be used for the Archana?
You may offer Archana with kumkum, with flowers. Where the matter is of grain, offer with raisins, with cashews, with makhana — whatever you can manage. And if you are a Dhan-Kuber, offer with silver coins, with gold coins, with five hundred and two thousand rupee notes — though not with a demonetised one.
What is done with the Ambubachi offerings after the observance?
Keep the flowers, cloves and cardamom used in these four days' Archana safe; do not throw them away and do not immerse them. Household members should eat a little daily on an empty stomach after the worship, or fill them into a Kavach and wear them. And any gold, silver or coins should be tied in red cloth and kept — never immersed, never removed.
Wealth received through grace and the duty to help others
When dev kripa brings wealth, a spouse, learning or position, the speaker says it is misused if one then runs riot with it. Why did Bhagwan make a lakhpati, who could manage on ten lakh, into a crorepati? So that as his bhakt you could support ten people who are working through their prarabdha. If you never put in that extra effort, why should he give you that much? He criticises those whose only giving is graha-related daan — seven cheap black blankets when Shani's Sade Sati runs — and who otherwise never give a poor person anything.
What is promised to someone who recites the Ganesh Akhyan daily?
That whatever desire is held, if the complete Akhyan is recited daily with that desire, the desire is certainly fulfilled. The sonless obtain a son; a girl not finding a groom obtains one very quickly; one whose wealth was destroyed obtains wealth.
What is the full Phalashruti (fruit of hearing) of the Ganesh Akhyan?
One who hears it restrained becomes possessed of every auspiciousness. A son to the sonless, wealth to the poor, a wife to one who wants one, subjects to one who wants subjects, health to the sick, good fortune to the unfortunate, sons to one whose sons were lost, wealth to one whose wealth was lost, and her husband to a wife he abandoned.
Why does a copper Dhanada yantra turn black again so quickly?
Whoever has a Dhanada yantra will mostly have a copper one, and with copper, however much you clean it, within half an hour the blackness returns — from the water or from the flowers offered. He says he himself has them, and that he does everything in daily seva-puja that his listeners do, so a little labour is required; cleaning them and bathing them daily takes time.
Why tarpan on the Dhanada yantra does not give the fruit one wants
In the Dhanada yantra there will be abhishek and archan, he says, but do the tarpan in the others; if you do tarpan on that one, the fruit will not come according to the desire we have. The reason is that the chief thing there — the Dhanada swaroop of Bhagavati Parvati — is especially for the obtaining of wealth, for freedom from debt and loans, and for the path of dhan. She stands as the pitrus' descendant too, but her form is dedicated to something else.
Jagadamba arrives on the elephant, the arrival that fills with wealth and grain and increases prosperity
On the Gaja. And when Jagadamba comes upon the elephant she fills with wealth and grain, grants happiness and property, and increases prosperity — she is the giver of happiness and good fortune.
Why is the lotus flower offered in particular?
Because Jagadamba is already coming with that energy and in that form — as the giver of prosperity — and worship and Archana with the lotus flower becomes one that increases Shri. So as soon as you surrender it, your feelings will be reflected there and her grace will very quickly be obtained.
What should be done when a flat will not sell and debt has piled up?
A listener says his flat is not selling, his money is stuck and there is very heavy debt on his head. The speaker points him to the Rin Mochan of Bhagavan Narsingh, taking the sankalp of all these matters, from Ekadashi to Ekadashi; or, if he wishes to do a sadhana connected with Bhagavan Sadashiva, the milk abhishek with a silver spoon at home that has been described — and if done at a temple it is excellent, but if the temple is very crowded and it cannot be managed, then do the abhishek at home and also go and offer milk at the temple with a sankalp.
How is the sadhana of Vakratunda Ganpati done?
Asked how to do the sadhana of Vakratunda Ganpati, he answers that he will tell those twelve Ganpatis separately. Asked next by Vipin ji, who takes the name of Swarnakarshan Bhairav Baba in his daily puja, whether he may not then worship Bhagavan Narayan, he answers no, no, there is no such thing — if you take the name, why can you not do the puja of Bhagavan Narayan? There is nothing of that kind in the puja of Swarnakarshan Bhairav; take the name comfortably.
What should be done for freedom from debt and for money to stay?
Right now, he says, we are on Ganpati-related matters because their time is nearest: riddhi siddhi come on account of them, shubh labh come on account of them, so do their sadhana and puja particularly. If you are of the Maharashtra region then you do particular pujan there in any case. He asks the questioner to do this time the sadhana of the Sankatnashan Ganesh Stotra that is given on the channel.
What can be done with a Ganesh of white aak?
Asked for some prayoga for wealth by a listener who has a Ganesh ji of white aak, he answers that there is no gain in telling a prayoga of this kind, because the question as put can have only one answer: I have the bullet of a pistol, tell me its use. Then we would tell you first to buy a pistol; and to buy a pistol you would have to take a licence — so you are not even eligible to take a pistol. What is the gain of keeping the bullet?
With what should the sahasrarchan of Ganpati be done?
Asked with what substance the sahasrarchan of Bhagavan Ganpati should be done so that one is freed of disease and obtains blocked wealth, he answers: for freedom from disease, green dub — and for the obtaining of wealth as well. Sahasrarchan with dub is most excellent.
What should be done for money troubles — Shri Suktam or Kanakdhara?
Asked about the Shri Suktam and the Kanakdhara Suktam, their use, the installation of a Shri Yantra and the Kanakdhara Yantra, and for how long and on which path one should walk, he tells Uday Pratap ji that if you wish to walk the Vedic path — because these are Vedic suktas — then you should know the correct pronunciation of the Shri Suktam. If you wear the yajnopavit and are initiated, that is most excellent; only then, doing prayogas of this kind correctly, will you obtain benefit. Otherwise, if this is not so, you should recite Bhagavati Lakshmi's Indrakrit Ashtalakshmi Stotra or the Mahalakshmi Ashtakam, and you will obtain benefit from that as well.
What should a young sadhak without income do?
Asked how sadhaks of small age, whose studies are not yet complete, should obtain money for their pujan materials, he answers: do only as much puja-path as will run for you. Without doing particular vidhi vidhans, take up any one god or goddess and sing their stotra and stuti; pujan by very particular vidhi vidhan should be done only as an annual pujan and the like. Asked whether moksha is possible from excessive japa of the sabar mantras of Mahadev, he says moksha and mukti are possible from a sabar mantra, but up to a limit — for that there are other things too that have to be done.
Which shivling should a householder keep?
According to him — or rather, he corrects, according to the learned — a householder who holds the desire for dhan, dhanya and sukh should keep either Narmadeshwar ji or a shivling made of ratnas, whether of sphatik, of panna, or whatever is within your capacity. Sphatik shivlings anyone can keep comfortably; Narmadeshwar ji anyone can keep comfortably, and they should keep them.
Where the difficulty is financial, the Shiva and Lakshmi vidhis already on the channel serve
He says that if your difficulty is financial, then on the channel many such vidhi vidhans connected with Bhagavan Shiva and with Bhagavati Lakshmi have been given, which you can do.
With which mantra should each rice grain be offered?
After that, he says, offer with the 108 names of Bhagavan Shiva, or with the authorised Panchakshari mantra — whether you are a woman or a man, whether you have the yajnopavita or not, according to the full vidhi he has spoken of many times. According to whichever mantra you are authorised for in the Panchakshari, take one rice grain at a time and begin offering it upon Bhagavan Shiva with the wish that we may obtain dhan and dhanya.
What should be recited at sandhya for a householder's prosperity?
He says: the stuti made by Vishnu ji of Shiva ji, by the thousand names — recite it at the time of sandhya. It is wonderful, he says, for the attainment of dhan and dhanya, for a householder's happiness.
What does Bhagavati Shakambhari give when she is pleased?
If Bhagavati Shakambhari becomes pleased then by her grace you will never lack dhan, dhaan, ann, fruit and flowers. If you are a farmer, the fertility in your fields will increase considerably. Besides that, in your kula and vansh there will never be a shortage of dhan-dhanya, never a shortage of grain, never a shortage of vanaspatis; no negative energy will ever enter the crop you are cultivating, and no kind of poison — the natural poisons — will ever have effect on it.
How long does the effect of an Annapurna or Shakambhari sadhana last?
The effect of any sadhana relating to Bhagavati Annapurna or Bhagavati Shakambhari remains for a long time. It may be said, he holds, that they certainly give the blessing of grain, the blessing of grain and wealth, at least from one generation to the second and from the second to the third. And if you have grain then you will have wealth too; both dhan and dhanya are obtained. This is why the sadhana of Bhagavati Shakambhari should be performed.
What does he prescribe for debt and a stopped business?
If no path is visible and the difficulty is so great, then from the day of Tuesday take the sankalpa for this very thing — that there be guidance for the ending of the debt, that a path be made and my business begin again, that whatever kind of dosha there is, be it graha dosha, be it a dosha of the earth, be it a dosha of thought, all be destroyed and the grace of Bhagavati Lakshmi be obtained — and taking exactly this sankalpa, do havan with the Hanuman Chalisa from Tuesday to Tuesday, or if possible on every Tuesday. He would himself say: do a havan for forty-one continuous days, taking the sankalpa daily, doing havan early each morning, observing brahmacharya and keeping satvik food and conduct and thought.
The honest answer is that a guru is wanted because of money, enemies and debt
The answer that comes out, he says, is that we need a guru because there is a problem in our life. That is all. And the problems concern money, enemies and debt. That is why you are searching for a guru; that is what your why-why analysis will produce. There is trouble, so a guru is being searched for; if there were no trouble, no guru would be searched for.
Why does a householder lose wealth exactly when sadhana begins?
The speaker says the special difficulty is that we want to do sadhana and also want no lack of wealth, and it very often happens that a person is in good condition first and dhan abhav starts in his life only once he begins sadhana. He says the whole subject will be covered piece by piece.
Why does sadhana itself require money?
A havan needs its samagri and a sadhana needs its materials, and the speaker says inflation in the field of sadhana is touching the sky. Lakhs of rupees are spent on sadhanas, so without money it cannot be done — and householders are sakam, with desires to be fulfilled through sadhana.
Which houses of the kundali are read for lack of wealth?
Apart from all this, the speaker says the second and the eleventh house in the kundali must be seen — which graha and which rashi are placed there, and what relation those grahas form with the lagna and the lagnesh. All these things become necessary to look at.
A grahan dosha, a pitra dosha and an Angarak yoga sat together in the second house of the chart discussed
In the kundali he had discussed that day, the second house itself carried a grahan dosha, a pitra dosha and an Angarak yoga together. Where such a dosha sits in the second house — with Rahu placed there — and the second lord and the lagnesh are not well disposed to each other, considerable loss of wealth follows.
Does property received from ancestors waste away under a dosha in the second house?
The speaker says property received from ancestors certainly wastes away, and whatever way you invest it, kshaya begins. If the analysis is done in advance and the related daan or japa performed, and a business is then started in the name of a wife or a sister rather than one's own, it becomes lower risk.
What does a dosha in the eleventh house do?
The eleventh is the house of gain and the house of income, so if any dosha is situated there and we do not perform its shaman, then wealth may not be obtained for a long time. That, the speaker says, is the position according to jyotish.
How far can a kundali take you, compared with sadhana?
From what he has seen of many lives, the speaker says a kundali can support you only up to a limit. He allows that he may not know how to look at it in very great depth, but says good astrologers who walk the path of bhakti and tantra sadhana say the kundali stands on one side and the effect of your sadhana on the other.
What does unguided japa of an ugra mantra do to income?
The speaker says the four coins that were coming will stop coming. And even if the flow does not stop, the situation will become so bad on doing japa of such mantras that wherever a source of wealth had formed, where you earned ten rupees you will come straight down to five, and your position will become completely unsteady.
What is the first remedy for lack of wealth in householder life?
The first thing, the speaker says, is that whoever your ishta is — whoever you are doing seva-puja of, whoever's tantra sadhana you are doing — you should certainly do their abhishek with sweet water once in a month, or at the very least once in each paksha. Whichever shakti's sadhana you are doing, first learn to make them shant and saumya.
What sankalpa is taken during the wealth abhishek of the ishta?
Take a sankalpa in it, the speaker says, for their shanti, for their pleasure, and for the attainment of Lakshmi. Whatever sadhana you are doing, this is the first work that should be done for Lakshmi.
Who should daan never be given to?
The second thing, the speaker says, is that special care has to be taken at the time of giving daan. Never, ever give daan to an unworthy patra.
What should be donated when the kundali is not known?
While giving daan, keep in mind what object you are donating; if you have knowledge of the kundali, donate accordingly, and if you do not, do ordinary daan and not special daan. Special daan means donating gold, donating silver, or donating a very large amount directly in cash — and if greater loss follows afterwards, there is the difficulty.
Donating the very substance ruled by your own labhesh brings difficulty upon the donor
If Shukra is your labhesh, sitting in the house of gain, and you keep donating that very thing — that is, you keep donating money — then somewhere or other, the speaker says, you will have difficulty from it.
What kind of daan lessens dhan abhav?
Daan of materials should be done, the speaker says — grain and the like, a blanket, or daan of clothes and cloth. If you give daan according to the kundali it is good, and dhan abhav is lessened by it.
Is it harmful to re-fire a mantra that has already shown its effect?
Using a mantra again and again, the speaker says, is not even to be called use — it should be called misuse. Once you have used a mantra and understood that it is awake and gives full effect, then using it again and again causes trouble, and dhan abhav results from that too.
What is the most prominent everyday cause of shortage of food and wealth?
The speaker says the most prominent thing that comes next is this: whatever food and drink you take, if you do not offer its bhog, then there is shortage of anna and shortage of Lakshmi.
How should the daily bhog be offered?
At least once in a day, the speaker says, whatever food you are eating — food that has been made entirely clean, not kept from the night before — should certainly be offered as bhog before your ishta and aradhya and surrendered to them, so that they are satisfied and there is increase in your anna.
Does every deity have a form that relieves money problems?
Whichever shakti you do sadhana of, the speaker says, they will certainly have one form that helps remove every difficulty related to wealth — there will be a stotra, a mantra, a form of theirs. He gives Bhagavan Shiva as the example: he is both the greatest householder and the greatest vairagi, and the wealthiest as well.
What is the wealth abhishek for a Durga upasak?
If you do sadhana and upasana of Bhagavati Durga, the speaker says, then on the day of the Ashtami tithi do her abhishek either while reciting the Tantrokta Devi Suktam or while reciting the fourth adhyaya. Her abhishek too should be done by you with fragrant water and the like.
Why are tantriks so often weak in money?
A listener observes that every tantric he has seen is weak in money, having shaktis but very few sources of wealth, always needing help from others. The speaker calls it a very correct observation, and adds that you will also have seen tantriks who progress greatly at first, with heaps of money, until a time comes when they, or their next generation, are completely ruined.
Is there a wealth stotra whose paath alone is enough, without havan?
Asked for a stotra for wealth whose paath alone suffices, without need of havan, marjan and the like, the speaker says you may look to a stotra relating to your own ishta — the paath of a sahasranama is the best.
Can a Sulemani mantra be used for wealth?
Asked whether a Sulemani mantra may be done for gaining wealth, the speaker refuses. Why do you want to do a Sulemani mantra, he asks — will the mantras of Hindus fall short, is there a shortage of mantras in Sanatan culture? Crores upon crores of mantras have been made siddh here; where is it in Sulemani that you want to go? He says the wish itself is dosha-ridden and it should absolutely not be done.
Which form of Mata Lakshmi is best for upasana?
Asked which form of Mata Lakshmi is best — Kamala being bathed by Airavata, Lakshmi seated on an elephant, the four-armed beauty — the speaker answers that the one named, the Kamala form with the abhishek by Airavata, is the finest. So too Lakshmi ji seated on an elephant, or seated on a lotus. Trading classes should do upasana of Bhagavati Kamala in this form; those who wish to go into tantra, of Bhagavati Tripurasundari, Shri Vidya.
Can the Rudrashtakam be used for gaining wealth?
Absolutely, the speaker answers. Doing the paath of the Rudrashtak over nag kesar, that nag kesar is offered upon the shivling. It is among the unfailing upays for gaining wealth — but this work should be done continuously for at least seven days, beginning from the Tritiya or Panchami tithi of the Shukla Paksha.
Which aspect of Datta is invoked for wealth and material desires?
If you wish to go into service work, if you wish to advance greatly in business, to attain wealth and grain, to be counted among the rich, if you want the fulfilment of material desires — then the Shri-tattva-endowed shakti of Bhagavan Datta, which is the form of Narayan, will grant grace, and Shri will be given to you.
What should be done when a livelihood has been blocked for months?
Remember one thing, the speaker says: wherever there is obstruction in obtaining work or livelihood, perform this prayoga with eyes closed, whatever your Lagna or Rashi, without seeing or hearing anything else — for livelihood, for the money needed to run a household.
What should be done when the livelihood situation is desperate?
Keep the vrat of the Chaturthi day. Whatever your birth chart may be, leave it aside, whatever Dasha or Antardasha is running. Take Ganpati's refuge before anything else, so that grain and money are never short in the house — and only when the basic needs are met, take up a larger sadhana.
There is strife at home and money does not stay — what should be done?
First of all, the abhishek of Shiva ji, he says; and there are two or three videos related to kalah on the channel. Is that the situation in your house? Search once on this very channel, or look in the playlist, or look at the videos on the channel — there are videos related to household kalah; there will be three videos. First listen to all three. He thinks that in them itself you will come to know and will reach the root cause; and when you reach the root, you will solve the problem yourself.
Is there a prayoga for a problem related to money?
Certainly it can be done, he answers. Before Bhagavati, take the sankalp of that very thing which is your difficulty, and do the paath.
Can wealth be had from the sadhana of an ishta who is an ugra devata?
There is no such swaroop at all that is not capable of giving wealth, he says. Name one devi or devata in whose hand there is no astra, or who has not worn jewels and ornaments and the like. Every devi and devata has three swaroops, however ugra they may be. Bhagavati Mahakali herself remains laden with gold and silver from head to foot; she too does the sixteen shringars.
Change only the sankalp, never the swaroop you serve
So it is not a proper thing that for the attainment of wealth your attraction should be towards some other form. Do the seva of that very swaroop of theirs; change only the sankalp. Keep the sankalp yours.
Why does a shop run when the husband sits but not when the wife does?
A listener asks why bad and frightening dreams come, to which he says there can be very many causes. Another says that when her husband sits in the shop it runs, but when she sits not even one rupee comes, and asks whether a kriya has been done on her. He says only this much: do not sit. Let your husband sit, who does sit. Or do this other thing: if your husband has gone to buy goods and you have to run the shop at that time, then do not sit on his gaddi. Never use his gaddi. Let the gaddi on which your husband sits in the shop remain as it is. Do not sit on his gaddi; lay your own gaddi beside his and sit.
What should be done before taking up a sadhana for the stock market?
For the stock market, the speaker says, first have the kundali analysed by some competent and learned jyotishi, and have your panchamesh, Rahu, bhagya and all of it examined, to see what the matter is and what will suit and what will not. Only then perform the sadhana connected with it, and there will be benefit.
Can the puja of the Dhanda yantra be done in Navratri?
Yes, it can absolutely be done in Navratri, the speaker says.
Hour of recitation of the Pitambara shatnam stotra by purpose
Asked when the shatnam stotra of Bhagavati Pitambara is to be recited, the speaker says it is done in the night hours, as described from the Rudrayamala Tantra. But any Prayoga connected with Lakshmi is done only in the morning and evening. Night is for the destruction of enemies, of tantra and vichar-ghat, and of another's Kritya prayoga. For obtaining Lakshmi and freedom from debt, evening or the early hours of the morning are best; night is possible, but morning or Sandhya is far better.
May one do an anushthan for a married sister?
The speaker says one may absolutely do it for one's own sister, there is no problem in it. But the direct problem relating to her field should be tackled properly. The subject here is of wealth, since her money-related problem is very great; and this has arisen after marriage, with in-law troubles, so it will not be her problem alone — there must certainly be some problem of the house into which she has been married. So the whole root should be examined there.
What if solid gold is not affordable, and what of boys?
If you cannot make it all solid gold, the speaker says, there is the shakha-pola sort on which a leaf of gold is fixed — have her wear that kind; it stays cheap, but keep gold in the daughter's hand. Gold cannot come into a boy's hand: keep silver, keep copper, but keep something. If there is payal on the feet, then there is increase of the parents' wealth, and since she is the mistress of the husband's house, the mistress of the household, there is increase of Lakshmi.
Which sadhana is given for the obtaining of wealth?
Saptakshari sadhana and a great many such sadhanas which you may do in Gupt Navratri, he says; videos are uploaded. On the Saptashloki sadhana he has said many times that you should complete it once: suppose you performed the Saptashloki sadhana in an earlier Navratri, then this time, when you are to do it again, you should take the sankalpa for the obtaining of wealth — for the obtaining of wealth and for the stability of Lakshmi.
What should be offered in the havan for a sankalpa of wealth?
After that, when you perform the havan, if you are a man, do the havan mixing mishri into ghee — that is, the ahuti will be of something sweet. And if you are a woman, then when you do it mixing sakalya and the rest, in that too mix panchmeva and madhu and all these things. By this, he says, Lakshmi will be obtained.
What should someone who cannot afford milk or camphor for Shiva abhishek do?
Those whose circumstances are extremely bad — who cannot even afford to take extra milk to offer to Shiva ji, or to buy milk, and who cannot even put camphor into the water — should do Shiva ji's abhishek with ordinary plain water, and do 108 and 108 paths of the Dvadasha Jyotirlinga stotra morning and evening. If they wish to light a lamp, they may. Do this whole Sawan and see, he says: your next Sawan will not be empty; God will at least do this much, that you will be in a decently good state.
What is prescribed for financial trouble and lack of barkat?
For financial advancement, he says, do the abhishek of Mahadev with dahi and gud, with sugar mixed in, with khand mixed in; or do his abhishek with madhu, throughout Sawan. And doing the paath of the Rudrashtakam, do the anushthan of the Daridra Dahan stotra in Sawan. That will be the best.
Swarnakarshan Bhairav is not being taught now because people will not accept its rules and abandon Batuk Bhairav for it.
He cannot speak on Swarnakarshan Bhairav at present, he says. There is a rule for performing Swarnakarshan Bhairav; people nowadays are not accepting it. They leave Batuk Bhairav aside and run after Swarnakarshan. It can be done, he allows, but then a great many things have to be looked at.
Should a householder keep an owl or a Gajalakshmi image?
The owl is considered auspicious, the speaker allows, but it will be more fitting to keep the gaja. Householders should keep Gajalakshmi in the house — seated upon the gaja or upon the lotus. The owl is right for those who do black marketing and put money in the share market, and it is more fitting for those who perform tantra-mantra, for tantrokta pujan.
Shakambhari or Annapurna anushthan for a householder: purpose and who may do it
The speaker says that in daily life, and a grihastha sadhak especially, one should keep performing an Anushthana of either Bhagavati Annapurna or Bhagavati Shakambhari from time to time, because by their kripa prasad there is never any shortage of anna, dhan, vastra and the like in the house and family. On eligibility he is explicit: any person at all can do this sadhana, initiated or uninitiated, woman or man.
What should be done in the periods of Navratri and Holi?
The speaker says he repeats again and again that at the time of Navratri and Holi you must remain more alert than necessary; you must do vidhi for your own protection, you must do vidhi vidhan for dhanagaman as well, and along with that you must stay motivated.
What is promised in the Ashtottar Shatnam, and what about Argala?
If you are doing a wealth-related sadhana connected with Bhagavati Durga — for instance the Ashtottar Shatnam — the speaker recalls that Bhagavan Shiva has said in it that whoever does it with whatever purpose will obtain dharma, artha, kaam and moksha, will be filled with wealth and grain, and will obtain sons and grandsons. If you had taken it up, do it now too and do not leave it. If you do abundant japa of the Argala mantras and have been doing its havan, then in this Navratri too you must do exactly that.
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