Daridra Dahana Stotram

For money trouble and debt that will not clear, the speaker gives the daridra-dahana-stotram with a small vidhi for this period: keep krishna draksha (black raisins); each day rub kesar with a little Gangajal and mix twelve raisins into it; recite the stotra holding one raisin and offer it on the Shivling, twelve times over. If twelve bel-patra are to hand, place each raisin on a bel-patra as you offer — even greater benefit. It gives dhan-sampada and release from debt. Do it with surrender, not as a totka or an "upay": done in that bhaav it will not bear fruit. The vidhi is written, with tantrokta pramana — madhu is in the text too, but he leaves it out to keep the vidhi simple.

The speaker says that when daridrata takes hold of a house, the family goes wanting not only for food, wealth and clothing but even for its smallest wishes, and the head of the house cannot meet daily needs; for burning this poverty he prescribes the sadhana and anushthan of Sadashiv's Daridra Dahan Shiv Stotra. It can be begun on any month's masik Shivratri or on a Pradosh, and it is best of all if Mahashivratri is available. The stotra does not need to be made siddh first — it only has to be recited continuously — though a certain vidhan done alongside makes it show effect sooner. It is recited mainly at two times: in the morning before 8 o'clock, or in the evening in godhuli bela, around pradosh kaal.

The speaker's daily vidhan: finish the household's regular puja, take a sankalp to Sadashiv that the daridrata in one's home end and dhan-dhanya grow — adding rog and dukh too, since disease is itself a kind of poverty — then sit on one's asan holding one fistful of nag kesar and recite the Daridra Dahan Stotra at least 8 times, best 16, and tie the nag kesar in a yellow cloth or pouch. Then take a lota of water with a little mishri (milk too if possible), two ghee lamps, flowers and bilva patra, touch the lota to the chaukhat of the house one lives in — even a rented one — and go to a Shiva temple: light both lamps, do abhishek and shringar, pour water over Ganpati, Gauri, Nandi and Skanda (durva for Ganpati, bilva patra and flowers for the rest, a shami leaf on the shivling if found), open the potli, restate the wish and offer all the nag kesar on the shivling. Pick up two or three grains, carry them home and keep them where money is stored; the same cloth is reused every day. This is continued daily from a Shivratri to the next month's masik Shivratri — a full month (Phalgun Mahashivratri to the Chaitra masik Shivratri, for example) — and on the closing day gau vansh are fed according to capacity, even ₹100 worth, best of all stray cattle.

The speaker gives a second prayog for when rog is very heavy and simply will not leave, when everyone in the house has some ailment — and also when abhicharik badha is present along with the money trouble. The dried gum of the bilva tree, bel gond or bilva giri, from a pujan shop, is used: one piece a day with the nag kesar. The only change is that one bilva giri is taken in the fist with the nag kesar, kept on the cloth, and carried to the temple; unlike the nag kesar it is not brought back — after offering it on the shivling it is left there, with a prayer for mukti from the disease.

The speaker says that, if possible, along with the Daridra Dahan path one should do Shiva's abhishek at the temple while reciting the 108 namavali of Mahamrityunjay Mahadev: take a somewhat larger lota, light both lamps before the shivling first, then pour the water in a thin stream while reciting the 108 names — easy, he says, and doable. Or else fill the lota that hangs over the shivling's jalhari through its hole, from a bucket of the temple's own water plus the water brought from home, and then do the path. If this too is done, he says, Bhagavan Shiva hears one very quickly.

The speaker says doing this work in the morning is best of all, because in the evening many temples do not allow abhishek. In that case one can still go, light the lamp and offer the nag kesar and bilva giri; if even water is not allowed, that too is no problem. Do the prayog for a month as convenient and make your request to Mahadev, he says: he will hear it soon, fulfil the wish and open the path to wealth, and the person and family will certainly be freed from daridrata.

Any discipline started on Mahashivratri — mantra chanting, Sahasranama, Daridrya Dahana Stotram, or the Saptakshari Parvati Mantra — should continue for at least 3 days, culminating on Somvati Amavasya; a Shivratri falling on a Saturday holds immense significance for those with Saturn afflictions like Sade Sati or Marak Shani.

If you wear the yajnopavit, then certainly do the Shri Sukta — there is no easier means of the attainment of wealth than that, he says. It is said that if sixteen recitations each of the Shri Sukta and the Purush Sukta are done daily, continuously for sixteen days, and especially in the month of Kartik, then the daridrata of birth after birth is finished. And if the samputit path of the Shri Sukta is done — samputit with the Daridra Dahan mantra, which is the mantra of the Durga Saptashati — sixteen recitations for sixteen days, then the daridrata of hundreds upon hundreds of births is removed. But you must be entitled.

Asked by Ranjeet Kevat ji whether it is proper to take the ishta mantra or guru mantra from a bhagat who holds a baithak or gaddi, the speaker says you may take it — in a satvik way, in a grihastha way. If they are sadhaks of a tamasik bent, or perform tamasik sadhana, then he would forbid it.

Asked how to use the path of the Daridra Dukh Dahan Shiv Stotra, he says he told this around Shivratri and there will be a video. Told that the Shiv Kavach video is not to be found, he says it now seems it is unlisted, and that he will look.

For financial advancement, he says, do the abhishek of Mahadev with dahi and gud, with sugar mixed in, with khand mixed in; or do his abhishek with madhu, throughout Sawan. And doing the paath of the Rudrashtakam, do the anushthan of the Daridra Dahan stotra in Sawan. That will be the best.